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How to File an Auto Accident Claim In states with no fault, your insurance company will pay for medical care and lost wages regardless of who is at fault for the accident. They'll also be looking over documents and gather evidence (photos witnesses' statements medical records, and expense reports). The amount of compensation you receive is contingent on the severity of your injuries and expenses. auto accident attorneys merced will guide you through the steps of filing an auto accident claim. Report the Accident If you're involved in a car accident it's crucial to report the crash away. In many states, you'll need to do this to the local police department, county sheriff, state police, or Department of Motor Vehicles. If you are able, take photographs of the crash scene. This will help you remember what happened, and could be useful for your insurance claim. Photos can be used to show details such as skid marks, vehicle damage weather conditions, skid marks, and other crucial details. It is also important to obtain the information of the other driver, including their name, insurance provider and even their address. You should also request the driver's license and vehicle registration, if you can. It is also essential to record your own account of the accident, including what you saw and what transpired. If you fail to record what happened, you could be held accountable for any injuries or damages that later become apparent. If you don't notify your insurance company, they may refuse to cover any damages that result from the accident. You can determine if your policy requires a report of an accident by reviewing your policy or by contacting your agent. Seek medical attention Following a car accident, you should seek medical care and be examined to determine whether there are any injuries. Seeing a doctor as soon as possible can help you avoid any future complications and can strengthen your claim when it's time to negotiate with the insurance company. It is best to visit an emergency room in a hospital should you be able to after a car wreck. Hospitals have access to top-quality surgeons, physicians and medical supplies. Defense lawyers and insurance companies might find it difficult to minimize injuries treated in hospitals. Injuries resulting from car accidents can range from bruising and tearing to severe internal injuries, including the traumatic brain injury and paralysis. Even if some symptoms, like stiffness or pain, don't show up right away it's essential to for a medical appointment. These records will be vital in proving that you've suffered injuries as a result of the crash. Our Denver car accident attorneys will use these records to establish a convincing case that the actions of the driver at fault caused your injuries and you are entitled to fair damages for your injuries. Take Pictures Take photos of the scene of the accident as quickly as possible, ideally before police arrive. If you are able, capture all the damaged vehicles from different angles. If you can, take close-up photos of vehicles and other evidence (such broken glasses or deployed airbags). If you are unable to capture close-ups, you can try placing something, such as a coin, inside the picture for scale. It is also possible to take photographs without or with flash to reveal the hidden details. It is important to take photographs of any injuries that you suffered from the accident. The pictures will be valuable evidence later on. Injuries and cuts will fade with time. In addition, it's a good idea to capture as many other pertinent details of the accident as possible (such as street signs, traffic lights, weather conditions and road debris) because these details could aid in constructing a more precise picture of what happened. Contact Your Insurance Company Whether or not you plan to file a car accident claim, it's crucial to contact your insurance company as soon as possible. You may be required to do so under your policy, but even if not, your attorney will require evidence of your losses to back up your claim (such as repair costs and medical bills). Luna says that you should gather all relevant information about the scene. This includes details of your vehicle and any other drivers involved. Request to see the insurance card of the other driver and ensure you have their name address, telephone number, address as well as the details of their car insurance (company and policy number). If there are any witnesses, try to get their names and contact numbers too. It's important to stay calm, even though the last thing you would want to do after an accident is to dispute insurance companies. Any statements you make while you're emotional can be used to your disadvantage later on. This is the reason it's best to hire an attorney manage negotiations. They will be able to make sure that you don't say something that could later be used against you. Contact an attorney An experienced lawyer can assist you in navigating the insurance company and negotiate an equitable settlement. They will review all of your medical records and bills and talk to doctors to determine the full extent and severity of your injuries. If you do not provide them with accurate and complete documentation, they will not provide you with a fair amount. You could be entitled to non-economic damages like suffering and pain, in addition to your economic losses. If the court finds that the other driver was negligent, reckless or acted with a high degree of, recklessness or malice it could be able to award punitive damages. If the at-fault driver fled the scene, you will have to report the incident to the police. You can also request the copy of the crash report at the precinct, or online. This is required to make a claim in a lawsuit, or a no-fault case. New York has very specific rules that govern auto accidents. These rules are best explained by a knowledgeable attorney.